<SEC-DOCUMENT>0001213900-19-020725.txt : 20191021
<SEC-HEADER>0001213900-19-020725.hdr.sgml : 20191021
<ACCEPTANCE-DATETIME>20191021162922
ACCESSION NUMBER:		0001213900-19-020725
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20191020
ITEM INFORMATION:		Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20191021
DATE AS OF CHANGE:		20191021

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Andover National Corp
		CENTRAL INDEX KEY:			0001712543
		STANDARD INDUSTRIAL CLASSIFICATION:	SERVICES-BUSINESS SERVICES, NEC [7389]
		IRS NUMBER:				832216345
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-55882
		FILM NUMBER:		191159818

	BUSINESS ADDRESS:	
		STREET 1:		333 AVENUE OF THE AMERICAS
		STREET 2:		SUITE 333
		CITY:			MIAMI
		STATE:			FL
		ZIP:			33131-2185
		BUSINESS PHONE:		(786) 871-3333

	MAIL ADDRESS:	
		STREET 1:		333 AVENUE OF THE AMERICAS
		STREET 2:		SUITE 333
		CITY:			MIAMI
		STATE:			FL
		ZIP:			33131-2185

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	Edgar Express, Inc.
		DATE OF NAME CHANGE:	20170721
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>f8k102019_andovernational.htm
<DESCRIPTION>CURRENT REPORT
<TEXT>
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<!-- Field: Rule-Page --><DIV STYLE="margin: 3pt auto; width: 100%"><DIV STYLE="font-size: 1pt; border-top: Black 1.5pt solid; border-bottom: Black 1pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>UNITED STATES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>SECURITIES AND EXCHANGE COMMISSION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>WASHINGTON, D.C. 20549</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>FORM 8-K</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">CURRENT REPORT</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">Pursuant to Section 13 or 15(d) of the Securities
Exchange Act of 1934</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">Date of Report (Date of earliest event reported):
October 20, 2019</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 303pt">&nbsp;<B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>ANDOVER NATIONAL CORPORATION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">(Exact Name of Registrant as Specified in Charter)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
    <TD STYLE="width: 33%; text-align: center; border-bottom: Black 1pt solid"><B>Delaware</B></TD>
    <TD STYLE="width: 1%; padding-bottom: 1pt"><B>&nbsp;</B></TD>
    <TD STYLE="width: 32%; text-align: center; border-bottom: Black 1pt solid"><B>000-55882</B></TD>
    <TD STYLE="width: 1%; padding-bottom: 1pt"><B>&nbsp;</B></TD>
    <TD STYLE="width: 33%; text-align: center; border-bottom: Black 1pt solid"><B>83-2216345</B></TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD STYLE="text-align: center">(State of Other Jurisdiction of Incorporation)</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">(Commission File Number)</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">(IRS Employer Identification No.)</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD COLSPAN="3" STYLE="text-align: center; border-bottom: Black 1pt solid"><B>333 Avenue of the Americas, Suite 2000 Miami, FL&#9;</B></TD>
    <TD STYLE="padding-bottom: 1pt"><B>&nbsp;</B></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1pt solid"><B>33131-2185</B></TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD COLSPAN="3" STYLE="text-align: center">(Address of Principal Executive Offices)</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">(Zip
Code)</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.75in"> </P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Registrant&rsquo;s telephone number, including
area code: (786) 871-3333</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">(Former Name or Former Address, if Changed Since
Last Report)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">Check the appropriate box below if the Form 8-K filing is intended
to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 15pt; text-align: left">&#9744;</TD><TD STYLE="width: 5pt"></TD><TD STYLE="text-align: justify">Written communications pursuant to Rule 425 under the Securities Act</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 15pt; text-align: left">&#9744;</TD><TD STYLE="width: 5pt"></TD><TD STYLE="text-align: justify">Soliciting material pursuant to Rule 14a-12 under the Exchange Act</TD>
</TR></TABLE>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 15pt; text-align: left">&#9744;</TD><TD STYLE="width: 5pt"></TD><TD STYLE="text-align: justify">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 15pt; text-align: left">&#9744;</TD><TD STYLE="width: 5pt"></TD><TD STYLE="text-align: justify">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; background-color: white"><FONT STYLE="background-color: white">Securities
registered under Section 12(b) of the Act: </FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; background-color: white">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="border-top: black 1pt solid; border-right: black 1pt solid; width: 100%; border-left: black 1pt solid; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 39%; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">Title of each class</FONT></TD>
    <TD STYLE="width: 24%; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">Trading Symbol(s)</FONT></TD>
    <TD STYLE="width: 37%; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">Name of each exchange on which registered</FONT></TD></TR>
<TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <TD STYLE="border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">Not Applicable</FONT></TD>
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">Not Applicable</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt">Not Applicable</FONT></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; background-color: white"><FONT STYLE="background-color: white">Indicate
by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&sect;230.405
of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&sect;240.12b-2 of this chapter).</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="background-color: white">Emerging growth company &#9746;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="background-color: white">If
an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period
for complying with any new or revised financial accounting standards provided pursuant to Section&nbsp;13(a) of the Exchange
Act. &#9744;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;<B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; background-color: white"><FONT STYLE="background-color: white"><B>Item&nbsp;5.02.
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of
Certain Officers</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; background-color: white"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-right: 0; margin-left: 0; background-color: white"><FONT STYLE="background-color: white"><I>(b)
and (e) Resignation of Chief Executive Officer</I></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-left: 0"><FONT STYLE="background-color: white">On October 20, 2019,
Andover National Corporation (the &ldquo;Company&rdquo;) and Daniel E. Schmerin, the Company&rsquo;s Chief Executive Officer, mutually
agreed to Mr. Schmerin&rsquo;s resignation as Chief Executive Officer, effective immediately, and his separation of employment
from the Company, effective as of October 31, 2019 (the &ldquo;Separation&rdquo;). Mr. Schmerin also resigned as a member of the
Board of Directors (the &ldquo;Board&rdquo;) of the Company, effective immediately. Mr. Schmerin&rsquo;s resignation was not as
a result of any disagreement with the Company on any matters related to the Company&rsquo;s operations, policies or practices.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-left: 0"><FONT STYLE="background-color: white">In connection with
the Separation, the Company and Mr. Schmerin have agreed to the terms of a Separation Agreement and General Release (the &ldquo;Separation
Agreement&rdquo;), dated October 20, 2019. The Separation Agreement includes a release by Mr. Schmerin of claims against the Company
and certain related parties. In connection with his entry into the Separation Agreement, Mr. Schmerin agreed that he would continue
to be subject to the Agreement Regarding Assignment of Inventions, Confidentiality, Non-Competition, and Non-Solicitation between
Mr. Schmerin and the Company, except that certain non-competition obligations are partially waived by the Separation Agreement,
as described therein. The Separation Agreement also includes certain affirmative covenants binding on Mr. Schmerin, including,
without limitation, a covenant to reasonably cooperate with the Company in connection with any internal investigation or administrative,
regulatory, or judicial inquiry, investigation, proceeding or arbitration, both before and after the date of the Separation. </FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-right: 0; margin-bottom: 0; margin-left: 0"><FONT STYLE="background-color: white">Pursuant to the terms
of the Separation Agreement and provided that he complies with the terms of the Separation Agreement, Mr. Schmerin will be entitled
to a lump sum severance payment of $170,000, plus additional severance payments paid out over the course of the 2020 calendar year
totaling up to $180,000 and company-paid COBRA insurance coverage through December 2020, both subject to reduction for certain
mitigating compensation that may be received by Mr. Schmerin during 2020. In addition, the Separation Agreement provides for a
payment for any vested and unused vacation, an outstanding 401(k) employer matching payment, and a lump-sum payment representing
reconciliation of all outstanding expense reimbursement and for warrant cancellation and share conversion as part of his separation
from the Company.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 6pt 0 0"><FONT STYLE="background-color: white">In addition, in connection
with the entry into the Separation Agreement, Mr. Schmerin has agreed to (a) convert all shares of Class B Common Stock of the
Company beneficially owned by Mr. Schmerin into shares of Class A Common Stock and (b) cancel all warrants to purchase common stock
beneficially held by Mr. Schmerin.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 6pt 0 0"><FONT STYLE="background-color: white">A copy of the&nbsp;Separation
Agreement is attached hereto as Exhibit 10.1 and incorporated by reference herein. The above description of the&nbsp;Separation
Agreement&nbsp;does not purport to be complete and is qualified in its entirety by reference to such exhibit.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 6pt 0 0"><FONT STYLE="background-color: white">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 6pt 0 0"><FONT STYLE="background-color: white"></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 6pt 0 0"><FONT STYLE="background-color: white"></FONT></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 6pt 0 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-right: 0; margin-left: 0"><FONT STYLE="background-color: white"><I>(c)
Appointment of Chief Executive Officer, principal executive officer, principal financial officer and principal accounting officer</I></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-right: 0; margin-left: 0"><FONT STYLE="background-color: white">Effective
October 21, 2019, the Board appointed the Company&rsquo;s Executive Chairman, Peter A. Cohen, 73, to serve as Chief Executive Officer,
principal executive officer, principal financial officer and principal accounting officer. No new compensatory arrangements were
entered into with Mr. Cohen in connection with his appointment. </FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-right: 0; margin-left: 0"><FONT STYLE="background-color: white">Mr.
Cohen has no family relationships with any of the Company&rsquo;s directors or executive officers. There are no related party transactions
between the Company and Mr. Cohen in excess of $120,000.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-right: 0; margin-left: 0"><FONT STYLE="background-color: white">Mr.
Cohen has served as our Executive Chairman since February 2019. Mr. Cohen has served as Vice Chairman of the board of directors
of Scientific Games Corporation since September 2004 and as a member of the board of directors of PolarityTE, Inc. since June
2018. Mr. Cohen previously served as Chairman of Cowen Inc. (formerly known as Cowen Group, Inc.), a diversified financial services
company, from 2009 through June 2018, and served as its Chief Executive Officer from 2009 through December 2017. Mr. Cohen was
a founding partner and principal of Ramius LLC, a private investment management firm formed in 1994 that acquired Cowen in late
2009. From 1990 to 1994, Mr. Cohen served as Chairman and Chief Executive Officer of Republic New York Securities, as Vice Chairman
of the board of directors of Republic New York Corporation, as well as a member of its executive management committee. Mr. Cohen
was Chairman and Chief Executive Officer of Shearson American Express from 1983 to 1990. Over his career, Mr. Cohen also founded
several companies, including RCG Longview (a real estate management business), Hale &amp; Hearty Soup (a New York-based quick
service restaurant chain), Linkem S.p.A. (a wireless broadband company operating in Italy), and Omnitel Pronto Italia (a cellular
telephone company now operating as Vodafone in Italy). Mr. Cohen is currently a Trustee Emeritus of Mount Sinai Medical Center
and has served on its board of directors for approximately thirty years. He earned a Bachelor of Science degree from Ohio State
University, and a Master of Business Administration degree from Columbia University.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="background-color: white"><B>Item
8.01 Other Events</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="background-color: white">In
connection with the leadership change detailed in Item 1.01 above, the Company issued the following statement: &ldquo;All of us
are grateful to Dan for his contributions to Andover from initial launch through first acquisition, and we wish him much success
on his next endeavor.&rdquo;&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-left: 0pt; text-indent: 0pt; text-align: justify"><FONT STYLE="background-color: white"><B>Item
9.01 Financial Statements and Exhibits.</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-right: 0; margin-left: 0"><FONT STYLE="background-color: white">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Exhibits.</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
    <TD STYLE="width: 12%; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 10pt; background-color: white">Exhibit Number&#9;</FONT></TD>
    <TD STYLE="width: 1%; padding-bottom: 1pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 87%; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 10pt">Description of Exhibits</FONT></TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top; text-align: left; background-color: rgb(204,238,255)">
    <TD><FONT STYLE="font-size: 10pt">10.1</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt"><A HREF="f8k102019ex10-1_andover.htm" STYLE="-sec-extract: exhibit">Separation Agreement
    and General Release, dated October 20, 2019,&#9;between the Company and Daniel E. Schmerin.</A></FONT></TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 6pt 0 5pt"><FONT STYLE="background-color: white">&#9;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 6pt 0 5pt"><FONT STYLE="background-color: white"></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><U>SIGNATURES</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-right: 0; margin-left: 0; text-indent: 0.5in">Pursuant to the requirements of the Securities
Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;&nbsp;</P>

<TABLE BORDER="0" CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2">ANDOVER NATIONAL CORPORATION</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; width: 60%">Date: October 21, 2019</TD>
    <TD STYLE="width: 4%">By:&nbsp;</TD>
    <TD STYLE="vertical-align: top; width: 36%">/s/ Jeffrey C. Piermont</TD></TR>
<TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-top: #000000 1px solid">Name: Jeffrey C. Piermont<BR>Title: President and Chief Operating Officer</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; text-indent: 0pt; margin-top: 0pt; margin-bottom: 6pt">&nbsp;</P>

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<TYPE>EX-10.1
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<FILENAME>f8k102019ex10-1_andover.htm
<DESCRIPTION>SEPARATION AGREEMENT AND GENERAL RELEASE, DATED OCTOBER 20, 2019, BETWEEN THE COMPANY AND DANIEL E. SCHMERIN.
<TEXT>
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<P STYLE="margin: 0; text-align: right"><B>Exhibit 10.1</B></P>

<P STYLE="margin: 0; text-align: right"><B>&nbsp;</B></P>

<P STYLE="margin: 0; text-align: left"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 6pt; text-align: center"><B><U>SEPARATION AGREEMENT AND GENERAL
RELEASE</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">This Separation
Agreement and General Release (the &ldquo;<U>Separation Agreement</U>&rdquo;) is entered into by and between Daniel E. Schmerin
(&ldquo;<U>Executive</U>&rdquo;), and Andover National Corporation (the &ldquo;<U>Company</U>&rdquo;) as of the last date indicated
next to the signatures of the parties hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><B>WHEREAS</B>,
Executive has been employed by the Company as its Chief Executive Officer pursuant to an employment agreement, effective as of
November 1, 2018 (hereinafter, the &ldquo;<U>Employment Agreement</U>&rdquo;);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><B>WHEREAS</B>,
in connection with his employment, Executive entered into and remains bound by that certain Agreement Regarding Assignment of Inventions,
Confidentiality, Non-Competition, and Non-Solicitation, of even date with the Employment Agreement (hereinafter, the &ldquo;<U>Confidentiality
Agreement</U>&rdquo;);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><B>WHEREAS</B>,
Executive and the Company have mutually agreed that Executive will resign his role as Chief Executive Officer; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><B>WHEREAS</B>,
Executive and the Company mutually desire to bring the employment relationship to an amicable conclusion and fully and finally
resolve any claims Executive might have against the Company, as described further herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><B>NOW, THEREFORE,
FOR AND IN CONSIDERATION</B> of good and valuable consideration set forth below, the receipt and sufficiency of which are hereby
acknowledged by each party, the Company and Executive agree as follows.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">1.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><B><U>Separation</U>.</B> Executive&rsquo;s resignation as Chief Executive Officer shall be effective immediately upon the
execution of this Separation Agreement, and his resignation as an employee of the Company shall be effective at the close of business
on October 31, 2019. Executive also resigns from and relinquishes any other titles, offices, and authority related to his employment
with the Company, including his role as a Director of the Company&rsquo;s Board of Directors, and Executive agrees to execute any
such additional documentation reasonably required to effectuate such resignation(s). Within five (5) business days of the execution
of this Separation Agreement, Executive shall return all of the Company&rsquo;s property in his possession, including, without
limitation, Company-issued laptop, electronically-stored information or data, reports, customer lists, files, memoranda, records,
credit cards, keys, passwords, computers, software, telecommunication equipment, and other physical or personal property that he
received, prepared, or helped prepare in connection with his employment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">2.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><B><U>Compensation and Release Consideration</U></B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">a.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Provided
that Executive signs this Separation Agreement and complies with the terms of this Separation Agreement, then subject to the terms
of this Separation Agreement, the Company agrees to:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.25in">i.</TD><TD STYLE="text-align: justify">pay to Executive, on or before November 15, 2019, a lump-sum cash payment (the &ldquo;<U>Severance
Payment</U>&rdquo;) in the gross amount of One-Hundred Seventy Thousand Dollars ($170,000.00), less applicable withholdings and
deductions;</TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0"></P>

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<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.25in">ii.</TD><TD STYLE="text-align: justify">pay to Executive, on or before November 15, 2019, an additional lump-sum cash payment in the amount
of Thirty-Six Thousand Six Hundred Forty-Six and 62/100 ($36,646.62), representing reimbursement of certain expenses previously
submitted by Executive and consideration for Executive&rsquo;s agreement to enter into the transactions described in Exhibits A
and B hereto;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.25in">iii.</TD><TD STYLE="text-align: justify">pay to Executive, a series of twelve (12) monthly payments in calendar year 2020 (each an &ldquo;<U>Additional
Payment</U>,&rdquo; and collectively the &ldquo;<U>Additional Payments</U>&rdquo;), in accordance with the Company&rsquo;s payroll
payment policy as in effect from time to time but under all circumstances not later than the last business day of each month, less
applicable withholdings and deductions, as more fully described in Section 2(b);</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt 1.25in; text-align: justify; text-indent: -0.25in">iv.&#9;directly
pay on behalf of Executive any and all premiums attributable to COBRA insurance coverage, provided that Executive timely elects
such coverage, for the period ending on the earlier of (x) December 31, 2020, and (y) the date that Executive becomes eligible
to elect coverage under another employer&rsquo;s plan (the &ldquo;<U>COBRA Benefits</U>&rdquo;); and</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.25in">v.</TD><TD STYLE="text-align: justify">contribute to Executive&rsquo;s retirement account, on or before January 31, 2020 (or such other
timeframe specified in the governing plan documents), the remaining Employer Safe Harbor Matching Contribution that Executive was
entitled to receive pursuant to the Company&rsquo;s retirement savings plan (which, for the avoidance of doubt, is understood to
be approximately $8,500) subject only to the terms of the governing plan documents and any applicable law or regulation.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify">Of the foregoing payments and benefits,
the Severance Payment and the Additional Payments shall be reported on a Form W-2 as wages to Executive and shall be subject to
applicable withholdings and deductions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">b.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
gross amount of each monthly &ldquo;Additional Payment&rdquo; shall be calculated as (i) Fifteen-thousand dollars ($15,000), minus
(ii) Executive&rsquo;s Mitigating Compensation (as defined herein) with respect to that particular month, plus or minus (iii) any
amount necessary to adjust the overall Additional Payments received by Executive to the level that would have been paid pursuant
to this Separation Agreement in view of any information concerning Mitigating Compensation that was not incorporated into the calculation
of prior Additional Payments (whether due to delay, mistake or otherwise and without regard to the fault of any party). For the
avoidance of doubt, the maximum aggregate gross amount of the Additional Payments &ndash; assuming a total absence of Mitigating
Compensation &ndash; is One-hundred Eighty Thousand Dollars ($180,000).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">c.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;For
purposes of this Separation Agreement, &ldquo;<U>Mitigating Compensation</U>&rdquo; shall mean, with respect to any month (or other
period, as the context may dictate) the greater of: (i) the amount of any compensation Executive is entitled to receive under any
employment or consulting terms agreed with another employer or entity in respect of such period, and (ii) any compensation actually
received by Executive as employment, self-employment or consulting income in respect of such period. For the avoidance of doubt,
and to effectuate the parties&rsquo; intent that any income received in respect of services performed by Executive in 2020 shall
reduce the amount of the Additional Payments owed to Executive by the Company, Section 2(c)(i) shall be construed to include the
amount of any compensation payable to Executive after 2020 that is attributable to his services performed in 2020. Notwithstanding
the foregoing, &ldquo;Mitigating Compensation&rdquo; shall not include the first $7,500 in income, in the aggregate, from any consulting
engagements similar in character to those Executive has entered into in the past.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">d.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Executive
shall promptly notify the Company if he receives any Mitigating Compensation, which notice shall include a description of the amount
thereof. Executive agrees to provide to the Company on a timely basis all information necessary to the calculation of the Additional
Payments, including by providing offer letters, employment agreements, compensation plans, paystubs, or similar documentation as
soon as reasonably practicable after the same become available to Executive. Upon request by the Company, Executive shall provide
an independent third party certified public accountant selected by the Company (reasonably acceptable to Executive) with a copy
of all tax returns, Form W-2s, K-1s, Form 1099s and other necessary tax documentation relating to his receipt of income (in relation
to services performed in 2019 or 2020), so that such accountant may verify the proper calculation of the Additional Payments. In
the event of any overpayment of the Additional Payments, Executive agrees to repay the amount of any such overpayment to the Company,
within thirty (30) days of due demand for the same. In the event of (i) Executive&rsquo;s willful failure to accurately provide
the information required herein, or (ii) Executive&rsquo;s continued failure to cooperate with the Company&rsquo;s reasonable requests
to provide information as set forth herein that persists for thirty (30) days, Executive shall be deemed to forfeit any right to
further Additional Payments not already paid to him.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">e.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Executive
shall promptly notify the Company if he becomes eligible to participate in another employer&rsquo;s health insurance plan prior
to December 31, 2020. If any overpayment of the COBRA Benefits occurs due to a failure of Executive to disclose such eligibility
in a timely fashion, Executive agrees to repay the amount of any such overpayment to the Company, within thirty (30) days of due
demand for the same.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">f.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If
Executive breaches any of his obligations under this Separation Agreement, the Company may seek any and all applicable remedies
at law and equity including terminating Executive&rsquo;s rights to the Severance Payment, the Additional Payments or the COBRA
Benefits and/or seeking repayment of the same. For the avoidance of doubt, Executive acknowledges and agrees that the payments
provided for in this Separation Agreement constitute his sole and exclusive entitlement to any compensation in relation to the
cessation of his employment, and, further, that he is relinquishing any claim to any other compensation or termination benefits
provided for in the Employment Agreement, including, without limitation, any claim for an annual bonus pursuant to Section 2.01(B)
of the Employment Agreement, any claim to severance pay or other benefits described in Article III of the Employment Agreement,
or any claim for severance pay under any claimed policy or practice of the Company. For the avoidance of doubt, nothing in this
Separation Agreement shall be construed to permit the Company to terminate Executive&rsquo;s employment for any reason prior to
his resignation on October 31, 2019, and any such purported termination shall not afford the Company any right to avoid its obligations
under this Separation Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">3.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><B><U>Release</U></B>. By Executive&rsquo;s signature below, in consideration of the Company&rsquo;s promises set forth
in this Separation Agreement, Executive hereby releases and forever discharges the Company and any of its past or present parents,
subsidiaries, predecessors, successors, or assigns, and any of its or their past or present directors, members, officers, agents,
employees, representatives, and attorneys, and its PEO, JustWorks, Inc. (collectively, the &ldquo;<U>Company Released Parties</U>&rdquo;)
to the extent provided below. Each non-signatory to this Separation Agreement within the definition of the &ldquo;Company Released
Parties&rdquo; is intended to be a third-party beneficiary of this Separation Agreement, and this Separation Agreement may be enforced
by each of them in accordance with the terms hereof in respect of the rights granted to such persons hereunder. Subject to the
foregoing, Executive agrees as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify">a.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Both
parties understand that the payments or benefits paid or granted to Executive under Section 2 of this Separation Agreement represent,
in part, consideration for signing this Separation Agreement, and are not salary, wages, or benefits to which he was already entitled.
Such payments and benefits will not be considered compensation for purposes of any employee benefit plan, program, policy, or arrangement
maintained or hereafter established by the Company or its affiliates.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify">b.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Except
as provided in Section 3(d), Executive knowingly and voluntarily (for himself, his heirs, executors, administrators, and assigns)
releases and forever discharges the Company and the other Company Released Parties from any and all claims, suits, controversies,
actions, causes of action, cross-claims, counter-claims, demands, debts, compensatory damages, liquidated damages, punitive or
exemplary damages, other damages, claims for costs and attorneys&rsquo; fees, or liabilities of any nature whatsoever in law and
in equity, and whether known or unknown, suspected, or claimed against the Company or any of the Company Released Parties that
Executive, his spouse, or any of his heirs, executors, administrators or assigns, may have or have had, from the beginning of time
through and including the date that Executive executes this Separation Agreement, including, without limitation, any claims under
the Employment Agreement, any claims which arise out of or are connected with Executive&rsquo;s employment with, or separation
or termination from, the Company including, but not limited to, any allegation, claim or violation, arising under: Title&nbsp;VII
of the Civil Rights Act of 1964, as amended; the Civil Rights Act of 1991; the Equal Pay Act of 1963, as amended; the Americans
with Disabilities Act of 1990; the Family and Medical Leave Act of 1993; the Worker Adjustment Retraining and Notification Act;
the Executive Retirement Income Security Act of 1974; any applicable Executive Order Programs; the Fair Labor Standards Act; the
New York State Human Rights Law; the New York Labor Law; the New York City Administrative Code; the Florida Civil Human Rights
Act; the Florida Equal Pay Law, the Florida Wage Discrimination Law; Chapter 11A of the Miami-Dade County Code; or under any other
federal, state or local civil or human rights law, or under any other local, state, or federal law, regulation or ordinance; or
under any public policy, contract or tort, or under common law; or arising under any policies, practices or procedures of the Company;
or any claim for wrongful discharge, breach of contract, infliction of emotional distress, defamation; or any claim for costs,
fees, or other expenses, including attorneys&rsquo; fees incurred in these matters) (all of the foregoing collectively referred
to herein as the &ldquo;<U>Claims</U>&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify">c.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Executive
represents and warrants that he has made no assignment or transfer of any Claims covered by Section&nbsp;3(b) above.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify">d.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Notwithstanding
the above, Executive further acknowledges that he is not waiving and is not being required to waive any right that cannot be waived
under law, including the right to file an administrative charge or participate in an administrative investigation or proceeding;
<U>provided</U>, <U>however</U>, that Executive disclaims and waives any right to share or participate in any monetary award resulting
from the prosecution of such charge or investigation or proceeding, except that nothing in this Separation Agreement limits Executive&rsquo;s
right to receive an award or bounty for providing information to a governmental authority pursuant to any law or regulation. Additionally,
Executive is not waiving (i)&nbsp;any claim for the benefits provided for in this Separation Agreement; (ii) any vested retirement
benefits; (iii) his rights to indemnification set forth in the Employment Agreement (which are incorporated into this Separation
Agreement as if fully set forth herein) or under the Company&rsquo;s bylaws or other organizing documents; (iv) his rights under
COBRA, or (v) rights as a holder of equity in the Company, except to the extent waived in the exhibits hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify">e.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In
signing this Separation Agreement, Executive acknowledges and intends that it shall be effective as a bar to each and every one
of the Claims hereinabove mentioned or implied. Executive expressly consents that this Separation Agreement shall be given full
force and effect according to each and all of its express terms and provisions, including those relating to unknown and unsuspected
Claims (notwithstanding any state or local statute that expressly limits the effectiveness of a Separation Agreement of unknown,
unsuspected and unanticipated Claims), if any, as well as those relating to any other Claims hereinabove mentioned or implied.
Executive acknowledges that he may hereafter discover claims or facts in addition to or different than those which he now knows
or believes to exist with respect to the subject matter of the release set forth in Section 3(b) above and which, if known or suspected
at the time of entering into this Separation Agreement, may have materially affected this Separation Agreement and his decision
to enter into it. Executive acknowledges and agrees that this waiver is an essential and material term of this Separation Agreement
and that without such waiver the Company would not have agreed to the terms of this Separation Agreement. Executive further agrees
that if he should bring a Claim seeking damages against the Company, or if he should seek to recover against the Company in any
Claim brought by a governmental agency on his behalf, this Separation Agreement shall serve as a complete defense to such Claims
to the maximum extent permitted by law. Executive further agrees that he is not aware of any pending Claim of the type described
in Section 3(b) above as of the execution of this Separation Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">4.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><B><U>Related Agreements</U></B>. Provided that the Company&rsquo;s Board of Directors has approved this Separation Agreement
and its attached exhibits, (a) Executive agrees to enter into the Warrant Cancellation Agreement attached hereto as Exhibit A,
and (b) Executive further agrees to the Share Conversion Agreement attached hereto as Exhibit B. Executive agrees to complete all
necessary disclosures, consents, or other documentation that the Company reasonably determines is necessary to effectuate the transactions
reflected in Exhibits A and B.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">5.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><B><U>No Admissions</U></B>. Both parties agree that neither this Separation Agreement, nor the furnishing of the consideration
for this Separation Agreement, shall be deemed or construed at any time to be an admission by the Company, any Company Released
Party, or Executive of any improper or unlawful conduct.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">6.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><B><U>Continuing Obligations Under Confidentiality Agreement</U></B>. Executive acknowledges that even after the conclusion
of his employment, he remains bound by his obligations to the Company set forth in his Confidentiality Agreement, and such obligations
are incorporated into this Separation Agreement as if fully set forth herein, except that the Company waives Executive&rsquo;s
obligations under Section 6.1(b) of the Confidentiality Agreement. Without altering any aspect of the foregoing, Executive is reminded
of his obligations with respect to non-interference with the Company&rsquo;s opportunities, as more fully set forth in Section
6.3 of the Confidentiality Agreement, and Executive re-affirms his commitment to abide by those obligations. Further, for clarity,
the parties note that Executive&rsquo;s obligations under Section 6.1(a) of the Confidentiality Agreement extend only to businesses
involved in pest control, mosquito control, lawn and tree care, irrigation systems, or landscape maintenance.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">7.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><B><U>Exceptions.</U></B> Executive acknowledges and agrees that nothing in this Separation Agreement or in any agreement
between him and the Company prohibits or limits him (or his attorney) from initiating communications directly with, responding
to any inquiry from, volunteering information to, or providing testimony before, the Securities and Exchange Commission (SEC),
the Department of Justice, FINRA, any other self-regulatory organization, or any other governmental, law enforcement, or regulatory
authority, regarding this Separation Agreement and its underlying facts and circumstances, or any reporting of, investigation into,
or proceeding regarding suspected violations of law, and that he is not required to advise or seek permission from the Company
before engaging in any such activity. Executive further acknowledges that, in connection with any such activity, he must inform
such authority of the confidential nature of any confidential information that he provides, and that he is not permitted to disclose
any information that is protected by the attorney-client privilege or any other privilege belonging to the Company, as the Company
does not waive and intends to preserve such privileges.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">8.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><B><U>Cooperation</U></B>. Executive agrees to make himself reasonably available to, and to cooperate with the Company in,
any internal investigation or administrative, regulatory, or judicial inquiry, investigation, proceeding or arbitration, both before
and after the Separation Date. Executive understands and agrees that his reasonable cooperation includes, but is not limited to,
making himself available to the Company upon reasonable notice for interviews and factual investigations; appearing at the Company&rsquo;s
request to give testimony without requiring service of a subpoena or other legal process; volunteering to the Company pertinent
information; and turning over all relevant documents which are or may come into his possession. The term &ldquo;cooperation&rdquo;
does not mean that Executive must provide information that is favorable to the Company; it means only that Executive will provide
truthful information within his knowledge and possession upon request of the Company. Executive understands that, if the Company
asks for his cooperation in accordance with this provision, or he is required to participate in an administrative or legal proceeding
or arbitration related to matters within the scope of his employment at the Company, the Company will reimburse him for reasonable
travel and lodging expenses provided that Executive submits to the Company appropriate documentation of such expenses within thirty
(30) calendar days after such expenses are incurred (provided that such proceeding was not initiated by Executive and does not
otherwise concern any claims by Executive against the Company or any of the other Company Released Parties).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">9.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><B><U>Attorneys&rsquo; Fees</U></B>. The Company agrees to pay the reasonable fees and expenses of legal counsel incurred
by Executive in connection with this Separation Agreement; <U>provided</U>, <U>however</U>, that the amount payable pursuant to
this Section shall (i) not exceed $5,000, and (ii) be paid within 30 calendar days of presentation of documentation reasonably
satisfactory to the Company.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">10.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><B><U>Choice of Law</U></B>. This Separation Agreement, the performance of this Agreement, and any and all matters arising
directly or indirectly herefrom shall be governed by and construed and enforced in accordance with the internal laws of the State
of New York, without giving effect to the conflict or choice of law provisions and principles thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">11.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><B><U>Resolution of Disputes</U></B>. Any dispute, controversy, or claim arising out of relating to this Separation Agreement
shall be resolved by binding arbitration before a single arbitrator in accordance with the then-current Employment Arbitration
Rules &amp; Procedures of JAMS, including its Optional Arbitration Appeal Procedure. The arbitration shall be confidential, and
shall take place in New York, New York. Notwithstanding the foregoing, any claim by the Company seeking enforcement of the Confidentiality
Agreement shall not be subject to this arbitration provision.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">12.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><B><U>Severability</U></B>. Whenever possible, each provision of this Separation Agreement shall be interpreted in such
manner as to be effective and valid under applicable law, but if any provision of this Separation Agreement is held to be invalid,
illegal, or unenforceable in any respect under any applicable law or rule in any jurisdiction, such invalidity, illegality, or
unenforceability shall not affect any other provision or any other jurisdiction, but this Separation Agreement shall be reformed,
construed, and enforced in such jurisdiction as if such invalid, illegal, or unenforceable provision had never been contained herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">13.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><B><U>Assignment</U></B>. This Separation Agreement may be assigned to any affiliate or any person who, whether by merger,
purchase, or otherwise, acquires all or substantially all of the assets, stock, or business of the Company or of any discrete portion
thereof. Executive may not assign this Separation Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">14.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><B><U>Entire Agreement; Amendment</U></B>. This Separation Agreement (including the exhibits hereto) is the entire agreement
between Executive and the Company with respect to the matters addressed herein. The Company makes no representations regarding
its relationship with or obligations to Executive, or as to the tax consequences of Executive&rsquo;s entering into this Separation
Agreement, and none it may have made in the past survive, except as set forth in this Separation Agreement. Executive expressly
agrees that the Company shall have no liability to him for any tax or penalty imposed on him as a result of this Separation Agreement.
This Separation Agreement (including the exhibits hereto) supersedes all existing agreements, whether written or oral, between
Executive and the Company concerning his employment, except that the Confidentiality Agreement survives and remains binding on
Executive. For the avoidance of doubt, the parties agree that the Employment Agreement is of no further force or effect. This Separation
Agreement cannot be amended, supplemented, or modified nor may any provision hereof be waived, except by a written instrument executed
by the party against whom enforcement of any such amendment, supplement, modification, or waiver is sought.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">15.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><B><U>Voluntary Execution</U></B>. Executive acknowledges that he has carefully read this Separation Agreement and that
he understands all of its terms including the full and final release of claims set forth in Section 3. He further acknowledges
that he has voluntarily entered into this Separation Agreement; that he has not relied upon any representation or statement, written
or oral, not set forth in this Separation Agreement; and that the only consideration for signing this Separation Agreement is as
set forth herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">16.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><B><U>Acceptance</U></B>. This Separation Agreement may be executed in one or more counterparts, each of which shall be
deemed to be an original but all of which together will constitute one and the same instrument.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 34.55pt"><B>IN WITNESS
WHEREOF</B>, the parties have executed this Separation Agreement on the latest date set forth below.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 34.55pt"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 35%; padding: 0; text-indent: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>ANDOVER
    NATIONAL CORPORATION</B></FONT></TD>
    <TD STYLE="width: 15%; padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 35%; padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 15%; padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0; border-bottom: Black 1.5pt solid"><FONT STYLE="font-size: 10pt">/s/ Jeffrey C. Piermont</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0; border-bottom: Black 1.5pt solid"><FONT STYLE="font-size: 10pt">October 20, 2019</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Date</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">Name: Jeffrey C. Piermont</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title: President
    and Chief Operating Officer</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>DANIEL
    E. SCHMERIN</B></FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0; border-bottom: Black 1.5pt solid"><FONT STYLE="font-size: 10pt">/s/ Daniel E. Schmerin</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0; border-bottom: Black 1.5pt solid"><FONT STYLE="font-size: 10pt">October 20, 2019</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Date</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
</TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 34.55pt"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><B>EXHIBIT A</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><B>WARRANT CANCELLATION AGREEMENT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: center">WARRANT CANCELLATION AGREEMENT</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">This Warrant Cancellation
Agreement (this &ldquo;<U>Agreement</U>&rdquo;) is entered into as of October 20, 2019 (the &ldquo;<U>Effective Date</U>&rdquo;),
by and between Andover National Corporation (the &ldquo;<U>Company</U>&rdquo;), Daniel E. Schmerin (&ldquo;<U>Schmerin</U>&rdquo;)
and Windber National, LLC (&ldquo;<U>Windber</U>&rdquo; and together with the Company and Schmerin, the &ldquo;<U>Parties</U>&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><B>WHEREAS</B>,
Windber is the holder of (a) Class W-1 warrants to purchase 450,000 shares of Class A common stock of the Company (the &ldquo;<U>Class
W-1 Warrants</U>&rdquo;) and (b) Class W-2 warrants to purchase 450,000 shares of Class A common stock of the Company (the &ldquo;<U>Class
W-2 Warrants</U>&rdquo; and together with the Class W-1 Warrants, the &ldquo;<U>Warrants</U>&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><B>WHEREAS</B>,
the Company and Schmerin have entered into that certain Separation Agreement and General Release (the &ldquo;Separation Agreement&rdquo;)
pursuant to which, among other matters, Schmerin has agreed to cancel all outstanding Warrants.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><B>WHEREAS</B>,
Windber is a limited liability company wholly owned by Schmerin.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><B>WHEREAS</B>,
in connection with the consummation of the transactions contemplated under this Agreement and the Separation Agreement, the Warrants
will be cancelled and terminated.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in"><B>NOW, THEREFORE</B>, in consideration
of the mutual promises and covenants contained herein, and for other good and valuable consideration, the receipt and sufficiency
of which are hereby acknowledged, the Parties hereby agree as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">1.<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Termination of the Warrants</U>. All of the Warrants held by Schmerin and Windber will be automatically terminated as
of the Effective Date with no further action required by either the Company, Schmerin or Windber. Each of Schmerin and Windber
agrees to waive, and hereby waives, any and all rights that he or it may have pursuant to the Warrants, including, without limitation,
any notice requirements or other provisions contained in any agreements relating to the Warrants. Each of Schmerin and Windber
hereby acknowledges and agrees that the consideration specified in <U>Section 2</U> below and as more fully provided for in the
Separation Agreement represents full and final satisfaction of all of the Company&rsquo;s obligations to Schmerin or Windber in
respect of the Warrants, including, without limitation, in connection with the transactions contemplated by the Separation Agreement.
Effective upon the termination of the Warrants, the Warrants will have no further force or effect and the Company will not have
any further obligations to Schmerin or Windber with respect to the Warrants.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">2.<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Consideration</U>. Each of the Company, Schmerin and Windber hereby irrevocably acknowledges and agrees that, in exchange
for the execution of this Agreement, Schmerin and Windber shall receive good and sufficient consideration from the Company in the
form of the Company&rsquo;s execution of the Separation Agreement and the promises and covenants of the Company set forth therein,
and that no additional consideration of any kind is due to Schmerin or Windber pursuant to this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">3.<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Representations and Warranties</U>. Each of Schmerin and Windber hereby represents and warrants that: (i) Windber is
the sole owner and holder of the Warrants, free and clear of all liens, claims, restrictions, pledges, security interests and encumbrances;
(ii) it has the full power, authority and legal right to execute and deliver this Agreement and perform the terms hereof; (iii)&nbsp;this
Agreement has been duly executed and delivered by each of Schmerin and Windber and constitutes each of their valid, binding and
enforceable obligation; (iv) there is no contractual obligation, or obligation under any law or court order, pursuant to which
either Schmerin or Windber has, directly or indirectly, granted any option, warrant or other right to any Person to acquire any
of the Warrants or shares of capital stock issuable upon exercise of such Warrants; (v) the execution, delivery and performance
of this Agreement by each of Schmerin and Windber does not and will not (a) violate any law or any order, judgment or decree of
any court or other governmental or regulatory authority, or (b) violate or result in a breach of or constitute (with due notice
or lapse of time or both) a default under any contract, lease, loan agreement, mortgage, security agreement, trust indenture or
other agreement or instrument to which either Schmerin or Windber is a party or by which either of them are bound; and (vi) upon
the termination of the Warrants in connection with this Agreement, neither Schmerin nor Windber will hold other options or rights
to purchase capital stock or other equity interests in the Company or under any plan, award, grant, agreement or understanding.</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">4.<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Release of Claims</U>. Each of Schmerin and Windber, for each of them and their respective affiliates, partners, heirs,
beneficiaries, successors and assigns, if any, hereby releases and absolutely forever discharges the Company and its affiliates,
shareholders, directors, officers, employees, agents and representatives and each of their respective affiliates (each, a &ldquo;<U>Released
Party</U>&rdquo;) from any and all losses, lawsuits, claims, counterclaims, actions, demands, assessments, proceedings, arbitrations,
investigations, damages, liabilities, obligations, deficiencies, taxes, costs and expenses of any nature whatsoever, whether known
or unknown, suspected or unsuspected, that any of them now has, at any time previously had or may have in the future as a shareholder,
director, officer, employee, agent or representative of the Company, arising by virtue of or in any matter related to or arising
from the undersigneds&rsquo; ownership of any capital stock of, or other equity or voting securities or interests in, or any convertible
securities to purchase equity in, the Company, including, but not limited to, any claim that the undersigned owns or has the right
to acquire any capital stock of, or other equity or voting securities or interests in, the Company (collectively, &ldquo;<U>Released
Matters</U>&rdquo;). It is further agreed and understood that this is a full and final release of all Released Matters whether
known or unknown, fixed or contingent, manifested or unmanifested.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">5.<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Governing Law</U>. This Agreement shall be governed by and construed in accordance with the internal laws of the State
of Delaware (without giving effect to principles of conflicts of laws).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">6.<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Severable Provisions; Headings; Construction.</U> If any term or provision of this Agreement is invalid, illegal or unenforceable
in any jurisdiction, such invalidity, illegality or unenforceability shall not affect any other term or provision of this Agreement
or invalidate or render unenforceable such term or provision in any other jurisdiction. Upon such determination that any term or
other provision is invalid, illegal or unenforceable, the Parties shall negotiate in good faith to modify this Agreement so as
to effect the original intent of the Parties as closely as possible in a mutually acceptable manner in order that the transactions
contemplated hereby be consummated as originally contemplated to the greatest extent possible. The headings in this Agreement are
for reference only and shall not affect the interpretation of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">7.<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Entire Agreement</U>. This Agreement and the Separation Agreement constitute the entire agreement between the Parties
hereto pertaining to the subject matter hereof, and supersede all prior and contemporaneous agreements, understandings, negotiations
and discussions, whether oral or written, of the Parties including, without limitation, any agreement relating to the Warrants.
No supplement, modification or waiver or termination of this Agreement or any provision hereof shall be binding unless executed
in writing by the Parties to be bound thereby. This Agreement shall be binding upon all successors and assigns of the Parties.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">8.<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Third Party Beneficiary</U>. Each of Schmerin and Windber acknowledges and agrees that each Released Party is a third
party beneficiary of the representations, warranties, covenants and agreements of Schmerin and Windber set forth in this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">9.<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Further Assurances</U>. Each of Schmerin and Windber will, upon request, execute and deliver any additional documents
reasonably deemed appropriate or necessary by the Company in connection with the cancellation of the Warrants.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">10.<FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><U>Counterparts and Facsimile or Electronic Transmission</U>. This Agreement may be executed in two or more counterparts,
any one of which need not contain the signatures of all Parties, but all of which counterparts when taken together will constitute
one and the same instrument. Delivery of an executed counterpart of a signature page to this Agreement by facsimile or electronic
transmission in a pdf. file or other similar image file, shall be effective as delivery of a manually executed counterpart thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify">&nbsp;</P>

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Blank</I>]</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">IN WITNESS WHEREOF,
the Parties hereto have executed this Agreement as of the date first set forth above.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify"><B>ANDOVER NATIONAL CORPORATION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify"><B></B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 5%; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By: </FONT></TD>
    <TD STYLE="width: 35%; text-align: justify; border-bottom: Black 1.5pt solid">&nbsp;</TD>
    <TD STYLE="width: 60%; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name: </FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title: </FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
</TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify"><B></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify"></P>

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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt"><B>WINDBER NATIONAL, LLC</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 5%; text-align: justify; padding: 0; text-indent: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By: </FONT></TD>
    <TD STYLE="width: 35%; text-align: justify; padding: 0; text-indent: 0; border-bottom: Black 1.5pt solid">&nbsp;</TD>
    <TD STYLE="width: 10%; text-align: justify; padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="width: 50%; text-align: justify; padding: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; padding: 0; text-indent: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name: </FONT></TD>
    <TD STYLE="text-align: justify; padding: 0; text-indent: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Daniel E. Schmerin</FONT></TD>
    <TD STYLE="text-align: justify; padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="text-align: justify; padding: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title:</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Managing Member</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="padding: 0; text-indent: 0; border-bottom: Black 1.5pt solid">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="padding: 0; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Daniel E. Schmerin</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD></TR>
</TABLE>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>EXHIBIT B</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>SHARE CONVERSION AGREEMENT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt"></P>

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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0 0 0.25in; text-align: center">AGREEMENT REGARDING CONVERSION
OF CLASS B COMMON STOCK</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">This Agreement Regarding Conversion of Class B Common Stock (this
&ldquo;<U>Agreement</U>&rdquo;) is entered into as of October 20, 2019 (the &ldquo;<U>Effective Date</U>&rdquo;), by and between
Andover National Corporation (the &ldquo;<U>Company</U>&rdquo;), Daniel E. Schmerin (&ldquo;<U>Schmerin</U>&rdquo;) and Windber
National, LLC (&ldquo;<U>Windber</U>&rdquo; and together with the Company and Schmerin, the &ldquo;<U>Parties</U>&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><B>WHEREAS</B>, Windber is the holder of 40,599
issued and outstanding shares of the Company&rsquo;s Class B Common Stock, $0.001 par value (the &ldquo;<U>Class B Shares</U>&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in; background-color: white"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in; background-color: white"><B>WHEREAS</B>,
the Company and Schmerin have entered into that certain Separation Agreement and General Release (the &ldquo;<U>Separation Agreement</U>&rdquo;)
pursuant to which, among other matters, Schmerin has agreed to convert all of the Class B Shares into shares of the Company&rsquo;s
Class A Common Stock, par value $0.001 par value (the &ldquo;<U>Class A Common Stock</U>&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><B>WHEREAS</B>, Windber is a limited liability
company wholly owned by Schmerin.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><B>WHEREAS</B>, the Company, Schmerin and Windber
desire to convert the Class B Shares into shares of the Company&rsquo;s Class A Common Stock upon the terms set forth herein below.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><B>NOW, THEREFORE</B>, in consideration of the
mutual promises and covenants contained herein, and for other good and valuable consideration, the receipt and sufficiency of which
are hereby acknowledged, the Parties hereby agree as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">1.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT></FONT>Windber, on behalf of itself, hereby elects to convert (the &ldquo;<U>Conversion</U>&rdquo;) all Class B Shares held
by Windber into shares of Class A Common Stock. Each share of Class B Common Stock will convert into one (1) share of Class A Common
Stock. The Parties agree that the Class B Shares shall convert into an aggregate 40,599 shares of Class B Common Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">2.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT></FONT>Each of Schmerin and Windber hereby represents and warrants that (i) Windber has valid legal and beneficial right,
title and interest in and to the Class B Shares, (ii) is the sole owner of the Class B Shares, (iii) has not sold, transferred,
pledged or otherwise disposed of the Class B Shares or any interest in the Class B Shares, (iv) has not received from any person
a claim of right, title or interest adverse to it in the Class B Shares, (v) has full power and authority to execute, perform and
deliver this Agreement, and (vi) is not a party to any agreement, instrument or understanding nor are the Class B Shares bound
by any agreement, instrument or understanding that has been or will be violated by the execution, delivery or performance of its
obligations under this Agreement. Each of Schmerin and Windber hereby further represents and warrants that (a) this Agreement,
when executed and delivered by each of Schmerin and Windber, shall constitute a valid, legal, and binding obligation of each of
them, enforceable in accordance with its terms (except as the enforcement may be limited by bankruptcy, reorganization, insolvency,
or other similar laws affecting creditors&rsquo; rights generally, or by the application of general principals of equity), and
(b) each of Schmerin and Windber has had an opportunity to (i) discuss the Company&rsquo;s business, management, financial affairs
and future plans with the Company&rsquo;s management, (ii) visit the Company&rsquo;s facilities, and (iii) review the Company&rsquo;s
financial statements and projections, has received all of the information from the Company&rsquo;s management that it deemed necessary
or desirable to reach a decision to convert the Class B Shares.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">3.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT></FONT>Each of Schmerin and Windber, for himself or itself and for their respective heirs, successors, assigns and legal
and personal representatives, hereby agrees to indemnify, defend and hold harmless the Company, its directors, officers, employees,
agents and representatives and each of their respective affiliates, from any and all liabilities, losses, claims, damages and expenses
(including attorneys&rsquo; fees) arising in the event that any person claims an interest in the Class B Shares, or claims the
right to receive payment or distribution of any money or property with respect to the Class B Shares.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">4.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT></FONT>By the execution and delivery of this Agreement and acceptance of the shares of Class A Common Stock pursuant to
this Agreement and the Conversion, each of Schmerin and Windber, for each of them and their respective affiliates, partners, heirs,
beneficiaries, successors and assigns, if any, hereby releases and absolutely forever discharges the Company and its affiliates,
shareholders, directors, officers, employees, agents and representatives and each of their respective affiliates (each, a &ldquo;<U>Released
Party</U>&rdquo;) from any and all losses, lawsuits, claims, counterclaims, actions, demands, assessments, proceedings, arbitrations,
investigations, damages, liabilities, obligations, deficiencies, taxes, costs and expenses of any nature whatsoever, whether known
or unknown, suspected or unsuspected, that any of them now has, at any time previously had or may have in the future as a shareholder,
director, officer, employee, agent or representative of the Company, arising by virtue of or in any matter related to or arising
from the undersigneds&rsquo; ownership of any capital stock of, or other equity or voting securities or interests in, or any convertible
securities to purchase equity in, the Company, including, but not limited to, any claim that the undersigned owns or has the right
to acquire any capital stock of, or other equity or voting securities or interests in, the Company (collectively,&nbsp;&ldquo;<U>Released
Matters</U>&rdquo;). It is further agreed and understood that this is a full and final release of all Released Matters whether
known or unknown, fixed or contingent, manifested or unmanifested.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">5.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT></FONT>This Agreement shall be governed by and construed in accordance with the internal laws of the State of Delaware (without
giving effect to principles of conflicts of laws).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">6.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT></FONT>If any term or provision of this Agreement is invalid, illegal or unenforceable in any jurisdiction, such invalidity,
illegality or unenforceability shall not affect any other term or provision of this Agreement or invalidate or render unenforceable
such term or provision in any other jurisdiction. Upon such determination that any term or other provision is invalid, illegal
or unenforceable, the Parties shall negotiate in good faith to modify this Agreement so as to effect the original intent of the
Parties as closely as possible in a mutually acceptable manner in order that the transactions contemplated hereby be consummated
as originally contemplated to the greatest extent possible. The headings in this Agreement are for reference only and shall not
affect the interpretation of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">7.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT></FONT>This Agreement and the Separation Agreement constitute the entire agreement between the Parties hereto pertaining
to the subject matter hereof, and supersede all prior and contemporaneous agreements, understandings, negotiations and discussions,
whether oral or written, of the Parties including, without limitation, any agreement relating to the Conversion. No supplement,
modification or waiver or termination of this Agreement or any provision hereof shall be binding unless executed in writing by
the Parties to be bound thereby. This Agreement shall be binding upon all successors and assigns of the Parties.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000"></FONT></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">8.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT></FONT>Each of Schmerin and Windber acknowledges and agrees that each Released Party is a third party beneficiary of the
representations, warranties, covenants and agreements of Schmerin and Windber set forth in this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">9.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT></FONT>Each of Schmerin and Windber will, upon request, execute and deliver any additional documents reasonably deemed appropriate
or necessary by the Company in connection with the Conversion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="color: #010000">10.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT></FONT>This Agreement may be executed in two or more counterparts, any one of which need not contain the signatures of all
Parties, but all of which counterparts when taken together will constitute one and the same instrument. Delivery of an executed
counterpart of a signature page to this Agreement by facsimile or electronic transmission in a pdf. file or other similar image
file, shall be effective as delivery of a manually executed counterpart thereof.</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">IN WITNESS WHEREOF,
the Parties hereto have executed this Agreement as of the date first set forth above.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify"><B>ANDOVER NATIONAL CORPORATION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify"><B></B></P>

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    <TD STYLE="width: 5%; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By: </FONT></TD>
    <TD STYLE="width: 35%; text-align: justify; border-bottom: Black 1.5pt solid">&nbsp;</TD>
    <TD STYLE="width: 60%; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name: </FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title: </FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
</TABLE>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt"></P>

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    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt"><B>WINDBER NATIONAL, LLC</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 5%; text-align: justify; padding: 0; text-indent: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By: </FONT></TD>
    <TD STYLE="width: 35%; text-align: justify; padding: 0; text-indent: 0; border-bottom: Black 1.5pt solid">&nbsp;</TD>
    <TD STYLE="width: 10%; text-align: justify; padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="width: 50%; text-align: justify; padding: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; padding: 0; text-indent: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name: </FONT></TD>
    <TD STYLE="text-align: justify; padding: 0; text-indent: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Daniel E. Schmerin</FONT></TD>
    <TD STYLE="text-align: justify; padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="text-align: justify; padding: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title:</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Managing Member</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD></TR>
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    <TD COLSPAN="2" STYLE="padding: 0; text-indent: 0; border-bottom: Black 1.5pt solid">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="padding: 0; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Daniel E. Schmerin</FONT></TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="padding: 0; text-indent: 0">&nbsp;</TD></TR>
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